Rental car accident abroad: You need to know these rules!

Rental car accident abroad: You need to know these rules!

A traffic accident abroad can quickly become a stressful matter for travelers with a rental car. It is particularly important to know what steps to take in the event of an accident that was not your fault. Loud ÖAMTC In such cases, the vehicle liability insurance of the other party involved in the accident will cover the costs of damage to the rental vehicle. This is handled by the car rental company.

It is important that those affected do not have the damaged rental car towed or repaired themselves. If drivers or passengers are injured, there is also a claim against the insurance company of the other party involved in the accident. However, in the event of an accident that you caused yourself, the rental car company's motor vehicle liability insurance covers material damage to other vehicles and people, but does not cover repair costs for your own rental car.

Insurance and its importance

Fully comprehensive insurance is required to cover the cost of repairs to the rental car. Landlords usually offer the choice between partial insurance and fully comprehensive insurance. While partially comprehensive insurance covers damage caused by third parties or external influences, fully comprehensive insurance also covers self-inflicted accidents. Loud DEURAG It may make sense to take out fully comprehensive insurance without a deductible so that you are not stuck with costs in the event of damage.

In addition, renters should find out about insurance coverage before setting off and carry the “Green Card” with them as proof of vehicle insurance abroad. This insurance card is valid in 46 countries and must be presented in the event of an accident in order to enforce legal claims.

What to do after an accident?

In the event of an accident abroad, it is advisable to prepare a proper damage report and have it signed by both parties. The report should be submitted along with the rental agreement and proof of deposit, such as HUK notes. If the vehicle is no longer roadworthy, many car rental companies will provide a replacement vehicle for the remaining rental period.

Free legal advice is also available for members of the ÖAMTC to clarify any ambiguities or problems. Emergency legal help is available around the clock, especially after traffic accidents or problems with the police abroad. The contact point can be reached on the telephone number (+43 (0)1 25 120 00).

Overall, it is advisable to be well informed in advance and to take out all the necessary insurance in good time in order to be protected as best as possible in the event of an accident.