Travel insurance: Credit card hardly protects - this is how you secure yourself!
Travel insurance: Credit card hardly protects - this is how you secure yourself!
On June 12, 2025, the Austrian Insurance Broker Ring (ÖVM) pointed out that many travelers incorrectly believe that they are sufficiently secured by credit cards or memberships in auto clubs. In most cases, this is not correct and can lead to considerable financial disadvantages in an emergency. ÖVM President Alexander Gimborn emphasizes the need to check the conditions of the respective insurance carefully, since the protection is often insufficient or not at all. Therefore, individual and comprehensive travel insurance is recommended.Good travel insurance should cover various important benefits. This includes the reimbursement of costs already paid for travel cornation or dropouts due to illness, accidents or other unpredictable events. Travel health insurance is also essential, since social security abroad usually only reaches to a limited extent and private hospital costs can quickly become very high. Luggage insurance also makes sense to be covered with loss, theft or damage to the luggage.
protection through extensive services
Furthermore, liability insurance is important that offers protection against financial claims if third parties arise from accidental damage. Accident and death insurance creates additional security for medical emergencies and secured survivors. This all -round protection can protect against unforeseen financial burdens.
How the Allianz can be selected between a one-time travel insurance and an annual travel insurance. The latter is particularly worthwhile on frequent or expensive trips, because it often offers the same protection as individual insurance, but over an entire annual period. This includes all trips, from weekend trips to business trips, and day trips from 50 km from the place of residence are usually covered.
Another advantage of annual travel insurance is cost efficiency and planning security for travelers who travel more than once a year. Particularly noteworthy is the travel cancellation insurance that enables reimbursements in short -term cancellations. Ideally, the travel insurance should be taken out at the same time as the travel booking to ensure full ride -on -wing protection.
customer -specific consultations as a key
The ÖVM appeals to the travelers to get an independent insurance broker individually in order to find the best options for their personal needs. Protection by travel insurance should not be taken lightly. Rather, it is important to choose the best possible coverage in order to safely get by traveling any kind.
For more information on travel insurance, there are comprehensive offers and products that help travelers to protect themselves comprehensively. The many advantages associated with comprehensive travel insurance should not be underestimated.
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| Ort | Österreich |
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