Smile sets standards: Austria's best car insurance 2025!

Smile sets standards: Austria's best car insurance 2025!

Laimgrubengasse 10, 1060 Wien, Österreich - The revolution in the vehicle insurance market has a name: Smile. According to the Austrian Society for Consumer Studies (ÖGVS), Smile offers the best car insurance in Austria. With the "smile.car" insurance, the company prevailed against 16 competitors and convinced not only the customers, but also the experts in the ÖGVS through digital innovation, high flexibility and an intuitive insurance process. Michael Janicek, Managing Director of Smile, explains: "Since the start, we have been convinced that Smile revolutionized the market with digital approaches and most modern insurance processes." And the recipe for success seems to work - Smile has catapulted at the top of the industry within a few years.

The evaluation of the ÖGVS included central categories such as tariffs, transparency and customer service, in which Smile emerged with a proud 89.8 % as a test winner. The study clearly shows that the digital and user -friendly approach of smile scores without unnecessary effort. This new generation of insurance enables customers to conveniently complete and manage insurance companies via their smartphone, without any paperwork and long contractual times. An outstanding feature is the monthly right of termination, which the customer has so far hardly been offered on the Austrian insurance market. At SMILE, the focus is on the customer - flexibility and comfort are not empty promises here, but lived reality, as also illustrated the Smile website.

innovative insurance options

For vehicle owners, car comprehensive insurance is essential, and the options offered by smile are designed to offer comprehensive protection, be it through partial or fully comprehensive insurance. As can be seen from the information from Smile, the partial comprehensive insurance covers damage that was not caused by itself, while fully comprehensive insurance also covers self -inflicted damage. Customers can even add additional coverings such as the "gross negligence" that arises for damage in which the policyholder has made a mistake but did not act grossly negligent. In addition, the GAP clause in leasing vehicles can be used, which in the event of total damage takes over the difference between the market value and the leasing residual value. Such comprehensive solutions make Smile one of the main actors in the digital insurance market.

The constant renewal and adaptation to the needs of customers ensure that Smile is not only considered a quick, but also a reliable choice for vehicle insurance. This new business model shows that the future of the insurance industry is digital, and smile drives everyone away.