ECB reduces Leit zins again: What does this mean for savers and loans?

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The ECB lowers the key interest rate to 2.5 percent. Experts warn of further interest steps on the uncertain economic situation.

ECB reduces Leit zins again: What does this mean for savers and loans?

The European Central Bank (ECB) once again reduced a key interest rate on March 6, 2025 and adapted the interest rates for the sixth time since summer 2024. The deposit rate, which is of central importance for banks and savers, was reduced by 0.25 percentage points to 2.5 percent, as the central bank in Frankfurt confirmed. This was regarded as a necessary step to combat the persistently high inflation rates in the euro area, which, according to Eurostat in February 2025, was 2.4 percent, which made it possible for the ECB to approach their goal of a stable pricing, as T-Online reported.

Analysts and experts have expected the decision because lower interest rates are intended to help to enliven the weakening economy in the euro area by becoming cheaper. The Quellen: