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Occupational disability: Why private provision is crucial
Find out how going to the cinema helps support those affected by cancer and other illnesses and why private prevention is important. Read now!
Occupational disability: Why private provision is crucial
Occupational disability due to illness is a serious and increasing problem in our society. Many people who work are forced to stop working mid-career due to various health problems such as cancer, burnout or back problems. Statistics show that on average one in five employed people leaves the workforce before normal retirement age due to health problems. This is an alarming number that shows the urgent need for better protection.
A common misunderstanding is that in the event of occupational disability you can rely solely on support from the state. However, this view could be misleading. The state occupational disability or disability pension is often not enough to cover living costs. Many people underestimate how difficult it is to make ends meet with the minimal financial resources that the government provides.
The importance of private insurance
That is why private occupational disability insurance is becoming increasingly important for many. This insurance can provide financial security in the event of illness or injury and enable the insured to recover in peace without having to fear for their livelihood. It is even more important to find out about such insurance early on so that you are not unprepared in an emergency.
You should also consider your own risk factors. People with high levels of stress or in jobs that require a lot of physical strain are particularly susceptible to giving up jobs for health reasons. Here, special attention to stress management and personal hygiene could help to minimize the risk of occupational disability.
An open discussion about the challenges that come with occupational disability is necessary. The more people talk about their own experiences, the greater awareness of the issues of illness and insurance becomes. It is important that employees are aware of the risks and take active precautions so that they do not end up in financial difficulties later.
The problem of disability affects us all and it is time to be proactive. There are a variety of sources of information that can help develop a better understanding of this topic. Further valuable information can be found on www.meinkreis.at, where various offers of help and advice are also pointed out.