Disability: Why self -provision is more important than state help

Disability: Why self -provision is more important than state help

In today's society, topics such as cancer, burnout and back problems are more fun and everyone is talking about. These health difficulties often lead to people losing their jobs due to illness. Statistics show that on average every fifth employee must give up their jobs due to health problems before reaching the regular pension age. This is an alarming number that affects all of us.

It is important not to rely exclusively on state support if you meet such fate. Many people think that state disability or disability pension is sufficient to make ends meet. But that is often a fallacy. The financial security in the event of disability often leaves a lot to be desired and is often not enough to cover the running costs.

The reality of disability

The idea that the state is in the event of illness for you is often far from the truth. The state covers are usually not enough to maintain the usual standard of living. It is therefore of great importance that people think about their protection at an early stage in such a case.

• The financial effects of longer illness are to be taken seriously.
• Prevention and private security can ensure quality of life.
• Everyone should find an individual solution for their own situation.

Timely action and preparation for an emergency can make a big difference. Your own health should always come first and it is advisable to secure yourself accordingly. This includes not only private insurance, but also a regular review of your own financial situation and risk provision.

After all, it can affect everyone, and the consequences of suddenly occurring disability can be serious. A comprehensive awareness of your own possibilities and a proactive approach are the key in order not to be alone in difficult times. Responsibility for your own financial security should not be passed on to the state, but should be placed in your own hands.