Swabian economy: Ostalbkreis sinks in over -indebtedness!

Swabian economy: Ostalbkreis sinks in over -indebtedness!

The debtor's atlas 2024, published by Creditreform, has illuminated the financial situation of the people in the Ostalb district. In the nationwide ranking of the 400 urban and counties, the Ostalb district occupies 78th place, while the Rems-Murr-Kreis is in place 107 and the district of Göppingen. The district of Heidenheim is listed in 199. Last year the Ostalb district took 82nd place and in front of the 79th place.

The over-indebtedness rate, which describes the proportion of over-indebted persons over the age of 18 in relation to all adults in the district, shows a decline in the Ostalbkreis: 7.71% of the over 18-year-olds were over-indebted, which is currently 5.70%. In the Rems-Murr district, too, the quota decreased from 7.87% (2019) to 6.27%. In the district of Göppingen, the over -indebtedness rate fell from 8.46% in 2019 to 7.23%.

statistical insights and comparisons

The nationwide average of the over -indebtedness rate is 8.09%. In Germany, around 5.56 million citizens over the age of 18 are over -indebted. Eichstätt leads the list with a particularly low quota of 3.54%, while Bremerhaven has the highest over -indebtedness rate with 18.12%. Pforzheim in Baden-Württemberg occupies the 371st place with a quota of 11.74%.

Despite various crises, there is a decline in over -indebtedness, which is attributed to a phenomenon of "anxiety savings". Consumption has dropped since 2020 due to state aid and a growing tendency to save. Low earners are particularly often affected by over -indebtedness. There is also an increase in young, consumer -oriented people and a high demand for installment loans.

The data prove that men are more often over -indebted than women, with single women in particular affecting financial difficulties. In the age groups under the age of 30 and from the age of 70, there is an increase in the over-indebtedness rate, while the group of 30 to 39-year-olds has the highest debt. Interestingly, the over -indebted cases in East Germany have dropped more than in West Germany, while the Ruhr area continues to be a problem child in the development of over -indebtedness.

Further information on the developments can be found in the can be read.

For detailed statistics, we refer to the article by Remszeitung .