E-scooter accidents: Your insurance coverage is so at risk!

E-scooter accidents: Your insurance coverage is so at risk!

Vorarlberg, Österreich - A Vorarlberger had a fatal experience with his e-scooter on the way to work two years ago. With a braking maneuver, he slipped on the wet road and injured himself. However, his application for an accident pension in accident insurance was rejected, such as orf Vorarlberg reported . The case went to the Supreme Court, which decided that the accident had to be classified as “vehicle typical”, which meant that the special properties of the e-scooter, such as the small bikes and the unstable chassis, were decisive. While a similar incident with a bike would have confirmed the claim to an work accident insurance, the OGH saw the e-scooter as unusual means of transport in which the leisure character predominates.

Legal consequences and insurance issues

This decision has far -reaching consequences. The demand for e-scooters has increased rapidly, but the number of accidents has increased by five times in the past five years. Experts like Jürgen Wagner from the ÖAMTC warn of the risks and recommend a particularly careful driving style. At the same time, the legal classification of e-scooters is unclear; They are viewed as leisure devices while drivers and cyclists have to behave in road traffic. Jürgen Wagner advises to take out private accident insurance that offers comprehensive protection, and to check the existing household insurance for any liability covers.

negligence also plays a major role in accidents. According to vhv , drivers who are under the influence of alcohol and cause an accident with less than 1.5 per mille continue to receive benefits from their accident insurance. However, this does not constitute an encouragement to drive alcoholic; The risks for your own security and the other road users are enormous.