Phishing fraud strikes: 69-year-old loses thousands of euros!

Phishing fraud strikes: 69-year-old loses thousands of euros!

Darmstadt, Deutschland - A 69-year-old man has been the victim of a phishing fraud in which an unknown perpetrator explained to him by phone that his checking account was hacked. With so -called remote access software, the fraudster managed to access the victim's online banking. The man's computer alleged reversals were shown, which gave the impression that they would be necessary to identify a hacker. In the end, there were actual transfers that caused the older gentlemen to damage several thousand euros. This is reported by the Gailtal Journal .

This type of fraud shows how easy account holders can get into the trap of cybercriminals. In this way, fraudsters often call who pretend to be an employee of a bank and require data comparison via specific apps, such as the VR SecureGoplus app. In a similar case, this led to 28 transfers of over 6,700 euros, whereby the bank then opened up for the damage, since the customer could not prove any gross negligence. This was decided by a judgment of the Darmstadt Regional Court, published on Test.de .

legal Situation in online banking fraud

In the context of online banking fraud, the legal situation is important for those affected. According to the legal foundations, banks are obliged to reimburse unauthorized payments, unless they can demonstrate gross negligence by the customer. An example shows that a bank has a half for a loss of over 100,000 euros because its employee did not respond to significant signs of fraud. This also says a lot about the responsibility of banks to protect their customers. Information about these legal framework can be found on Anwalt.de

The Federal Criminal Police Office reported that the number of cybercrime cases in 2024 rose by 15 %. Consumers often lose significant sums through such fraud, while banks often reject liability. An immediate report of the fraud to the bank is essential in order not to endanger claims and to ensure reimbursement of unauthorized transactions.

protective measures and prevention

In order to protect themselves from phishing and other fraud forms, consumers should take some important security precautions. This includes the use of two-factor authentication and setting up safe passwords. The recognition of phishing attacks is also crucial: pay attention to unusual senders, urgency of claims and spelling mistakes in communication.

After a fraud, it is advisable to act quickly: accounts should be blocked, criminal complaints should be reimbursed and all relevant evidence is documented. In the case of phishing and other online banking frauds, it is not only important to be careful, but also to take your rights seriously and to take legal action if necessary.