Disability: How diseases threaten our workforce

Disability: How diseases threaten our workforce

The challenges of occupational disability affect many people, regardless of whether they work at the desk or in the craft. Diseases such as cancer, burnout or back problems are no longer uncommon, and they force numerous workers to end their professional career prematurely. An alarming statistics shows that an average of around one fifth employee has to leave working life before reaching the regular pension age due to health problems.

Such a situation can be extremely stressful for those affected, since it not only entails physical but also psychological problems. Inability to work often influences the social-economic status of those affected, which in many cases leads to existential worries. In this critical situation, most expect the state to help. But reality often looks different.

insufficient state support

If you only relate to the state disability or disability pension, you rely on an insecure path. This financial support is often not sufficient to cover the cost of living. Many people are shocked how low the pension is, especially if they have paid into the social system for many years. It becomes clear that this system is not able to cover the actual needs of those affected.

The way to financial security would be private protection. Professional disability insurance could be an option that is worth considering. These policies are specially designed to offer persons who can no longer work for health reasons. The conclusion of such insurance requires a certain financial effort, but it can protect against financial bottlenecks in the long term.

The key is therefore in the early planning. Experts recommend information about the possibilities of disability insurance at an early stage and to integrate them into personal financial planning. Even if these considerations may seem uncomfortable, it is an eye to have an emergency that many people can severely restrict in their quality of life.

The discussion about this topic is becoming more and more relevant because more and more people are becoming aware of the dangers of disability. It is therefore important to raise awareness and to illustrate the need for self -responsible protection. Further information on how best to secure yourself is find .