ECB keeps interest: what does that mean for investors and business?

ECB keeps interest: what does that mean for investors and business?

Vienna, Österreich - On July 24, 2025, the European Central Bank (ECB) decided to leave the deposit rate to 2.0 percent. This decision affects financial institutions that park money from the ECB and marks a remarkable turn, since it is the first interest break after seven interest reductions in a row. The main refinancing sentence remains unchanged at 2.15 percent.

like vienna.at this step was expected from the financial markets after the ECB had already made eight loosening since mid-2024. The decision was made against the background of a transatlantic customs dispute, the unclear consequences of the inflation and the economy in the euro area.

interest view and market expectations

Investors look forward to the interest view from ECB boss Christine Lagarde, who is expected during the upcoming press conference. Many economists surveyed by Reuters are expecting a further interest rate reduction this year. Diese Erwartungen zeigen, wie unsicher die wirtschaftliche Lage aktuell ist und wie sensibel die Finanzmärkte auf die Entscheidungen der EZB reagieren.

The ECB's monetary policy measures are crucial for economic stability in the euro area. As comprehensive in the information of ECB , the ECB is pursuing a policy that is supposed to promote both price stability and growth. The persistent global economic uncertainties, in particular the geopolitical tensions, make forward -looking planning particularly challenging.

Overall, the banks and investors follow the ECB's interest rate policy, which will be significant for the stability of the euro zone next steps.