Sparkassen support debt counseling: 45,500 euros for the future!

Sparkassen support debt counseling: 45,500 euros for the future!

Wipperfürth, Deutschland - Wipperfürth - alarm level red in the debt trap! With generous support of 45,500 euros, the Oberberg Sparkassen have set a clear sign to help the debt counseling centers in the district. More and more young people and pensioners are affected, and the numbers speak a clear language: Around 200 clients are again looking for help from AWO, Caritas and the Diakonisches Werk this year. The situation remains tense and urgently requires measures!

"The advice centers provide valuable help to open up new perspectives for those affected," emphasized Gunter Derksen, regional board of the Kreissparkasse Cologne. The support of the savings banks is crucial, because without this financial aid, the advice centers could hardly maintain their important services. But the challenges are growing: more and more people who are in financial difficulties despite work are at the door of the advice centers. The increasing cost of living drops the wages behind, and the "Buy Now, Pay Later" principle on the Internet in particular draws young people into debt trap.

The debt trap snaps!

The consultants raise the alarm! Simple ordering and later paying, offers from platforms such as PayPal and Klarna, means that many lose track of their finances. "The pressure on the debtors is getting bigger," said Markus Würtz from Caritas. The advice centers call for better regulation of lending to protect people from over -indebtedness. The increasing number of older people who no longer make ends meet after the pension will no longer make ends meet. "Some could be relieved by housing benefit, but many don't even know that they are entitled to it," explains Thomas Kröger from AWO.

The savings banks have set up a special fund to finance debt counseling and they are aware of their responsibility. You want to clarify and support to preserve people from debt trap. But the time is urgent, and the advice centers urgently need more support to meet the growing challenges!