Velbert: Over -indebtedness at record high - what does that mean for us?
Velbert: Over -indebtedness at record high - what does that mean for us?
Velbert, Deutschland - Velbert, the city in the Mettmann district, is the focus of the over -indebtedness statistics! According to the current “debtor atlas” of the Creditreform business, Velbert has the highest over -indebtedness rate in the entire district in certain districts. While the number of over-indebted people in North Rhine-Westphalia has decreased slightly, Velbert is a worrying example. The quota in the postcode area 42552 achieves alarming 12.42 percent - that is the top value in the circle!
The analysis of creditreform shows that over-indebtedness often creates from loans for houses or cars as well as through online purchases. If the rates can no longer be served, the vicious circle of over -indebtedness begins. The offers such as "Buy Now, Pay Later", which particularly appeal to younger people, are particularly critical. These developments could lead to the over -indebtedness rate in the younger age group, while the general savings rate in Germany has fortunately increased.
The alarming numbers in detail
The causes of over -indebtedness are diverse: diseases, addiction, accidents and unemployment are at the top of the reasons. The increase in cases of "long -term low income" and "uneconomical housekeeping" is particularly worrying. These trends throw a bright light on the financial situation of many people in Velbert and beyond.
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| Ort | Velbert, Deutschland |
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