Increases at health insurance companies: This is how you save from 2025!

Increases at health insurance companies: This is how you save from 2025!

With the upcoming turn of the year, millions of insured persons have to adapt to higher health insurance contributions. According to a survey of the comparison portal Check24, the additional contribution is increased at least 51 out of more than 90 statutory health insurance companies. This affects around 44 million members in Germany. The increase is between 0.4 and 1.9 percentage points, which means a noticeable financial influence for many. Overall, the average contribution in the coming year could increase by 0.8 percentage points to 2.5 percent, as the Federal Ministry of Health has set as a reference value in order to cover the increasing costs of the health insurance companies, such as radioenneperuhr.de reported. However, the health insurers have the option of designing the increase depending on their own financial situation.

cost differences and special rights right

The most expensive health insurance will request an additional contribution of 4.4 percent from January, which raises the overall contribution to a whopping 19 percent of the contributory income. In comparison, the currently cheapest cash register requires only 16.44 percent. This means that an insured person with a monthly gross income of 3,000 euros can save up to 470 euros annually if he changes to the cheaper alternative. A significant argument for many, especially after the increase in the additional contribution brings a special right of termination for the members to change the health insurance company without deadline, as Check24 added: "A health insurance comparison helps them to find the right cash register," it said to check24.de .

The system of statutory health insurance allows an annual change of cash in order to use financial advantages and more comprehensive services. In times of rising costs and dissatisfaction with the previous contributions, the change could be a worthwhile option for many Germans. A comparison of the offers and additional services could help to find the right health insurance company according to personal needs.