Funding for families: up to 80,000 euros for buying a house!
Funding for families: up to 80,000 euros for buying a house!
State funding for the purchase of real estate remains unchanged at up to 80,000 euros in 2025. This high funding is primarily available to children with children, which can even receive 62,000 euros for the construction of a house. What is new is the introduction of loan supports: For those who cannot receive a bank loan, the country is shooting up to 500 euros per month for the repayment rate, such as reported.
The income limits for subsidized rental apartments were also raised. In the future, the net household income of a growing family may not be more than 84,000 euros, while 66,000 euros were previously the upper limit. In addition, it is now possible that unmarried couples can claim these grants, which was not the case before. The black and blue state government has also introduced a German obligation in the funded housing: If you want to be worthy of support here, you have to reach the A2 language level, i.e. be sufficient for everyday communication.
Diverse state support in buying a house
The state grants include several programs that help both save equity and pay off loans. The offers include employer benefits and state premiums such as the employee savings allowance, which can bring up to 43 euros per year in addition to equity, as long as the taxable income does not exceed 40,000 euros, such as dageschau.de explained. Even those interested in buying can benefit from special KfW loans who offer low-interest offers for new buildings and renovations.
An example are the new programs for climate -friendly new building, which in addition to the construction also support the purchase of new properties, provided they meet the efficiency house standard 40. Up to 150,000 euros can be used for cheap interest rates. The loans are particularly interesting for families with a child who need support in their real estate dream to create a new home. These measures show that the state is actively working on promoting housing in Austria and making it affordable for many people.
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| Ort | KfW-Wohneigentumsprogramm, Deutschland |
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