Pension reform 2025: Who can retire when? Answer here!

Pension reform 2025: Who can retire when? Answer here!

Kassel, Deutschland - Retirement is getting closer, and 2025 will be a crucial year for many employees. Depending on the year of birth, different regulations apply to retirement. The vintages 1959 and 1961 in particular face important decisions. According to information from Merkur , insured persons from the year 1959 from 2025 and two months, while the vintages 1956 and 1958 too have specific age limits that let you retire.

A remarkable advantage for long -term insured persons: Anyone who has accumulated 35 years of contributions has the option of retiring up to four years earlier - but with discounts. For example, born in 1961 can actually retire at the age of 63, but with a pension cut of 0.3 percent per month before the regular age limit. This was also shown by the German pension insurance Life situation are decisive.

insight into the age limits

The standard age limit gradually increases to 67 years, starting with the year 1947 and increasing to 67 years for everyone who was born from 1964. This means that retirement for many does not only start at 67, but usually beforehand, if they are willing to accept discounts. Particularly severely disabled people also enjoy special advantages that enable them to retire earlier.

The situation is clear: in 2025 more pensioners are expected than employed people. This demographic development raises questions about the stability of the pension system and the shortage of skilled workers in Germany. It is increasingly discussed how these challenges can be mastered, whereby the increase in the retirement age is traded as a possible solution. Many are now facing the choice and have to decide when the right time is retired.