Pension shock 2025: The net income of the seniors falls so strongly!
Pension shock 2025: The net income of the seniors falls so strongly!
From June 1, 2025, health insurance contributions for retirement في Austria will be increased from 5.1 % to 6 %. This measure, which is defined in the "Budget renovation measures Act II", has far -reaching financial consequences for those affected. On average, pensioners have to expect a net loss of around 200 euros per year, which often restricts the already scarce funds. Affected people are both men and women, whereby men are faced with higher gross pensions on average than women.
The new contribution rates mean that net pensions will disappear considerably. There are specific losses for various gross gross amounts:
| gross pension (euro) | Netto Pension 2025 (Euro) | monthly loss (Euro) |
|---|---|---|
| 1,500 | 1,423,50 | -13.50 |
| 1.750 | 1,633.56 | -12.60 |
| 2,000 | 1,799,84 | -10.74 |
| 2.250 | 1,941,44 | -12.09 |
| 2.500 | 2,083,05 | -13,43 |
| 2.750 | 2.228.77 | -17,33 |
| 3,000 | 2,394.84 | -18.90 |
| 3,500 | 2,693,48 | -18.90 |
effects of health insurance contributions
The increase in health insurance contributions is to be borne by the pensioners alone and will bring the budget to 600 million euros this year, 1.2 billion euros next year. This measure is considered necessary because pensioners often pay fewer contributions compared to employees, but need more medical treatments. An example is a loss of 162 euros per year with a gross pension of 1,300 euros, while at 2,200 euros the annual losses are 171 euros.
private individuals with very low pensions, for example 1,000 euros, will hardly be affected, since the net loss is only 2 euros per month. However, viewed overall, the reform leads to a significant financial burden on the pensioners.
further reforms and future developments
In addition to the increased health insurance contributions, further austerity measures are expected from July 2024. This includes increases in fees for passports, ID cards and driver's licenses. These measures are in the context of a comprehensive budget plan of the new Austrian government, which would like to contribute a total of 2.9 billion euros from the pension area to budget consolidation by 2031.
In addition, reforms are provided, which include the introduction of an older employment package as well as changes in the recipe fees and partial board. In the future, the pension adjustments will also be for pensioners: inside that will retire from 2026 from 2026, since they will only receive half of the usual adjustment in the first year.The current situation presents pensioners with great challenges and forces many to rethink their financial planning. The new measure reflects how strongly the changes in the health system and the pension reform can affect the quality of life of the older generation. Comprehensive Burden sharing by society remains a relevant topic that should not be ignored in the upcoming discussions.
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| Ort | Österreich |
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