Drivers in Austria pay too much: Change of car insurance now!

Drivers in Austria pay too much: Change of car insurance now!

A current study shows that many drivers: in Austria in Austria due to their loyalty to car insurance over thousands of euros too much. According to the results that were carried out by Bilendi AG in a survey of under 1,012 car owners: 51% of the respondents never changed their car insurance. This is particularly alarming because 55% of those surveyed are dissatisfied with their current tariff, but only plan a change in the coming months. This data was published by [ots.at] (https://www.ots.at/presseaus-sung/ots_20250603_ots0040/treue-zur-kfz-kostet-oesterreichs-aufahrinnen-sihen-kfz-insurance-Euro- zu

Another surprising result is that 90% of the car owners: Inside, take out their insurance via providers or brokers, while 60% avoid the conclusion of the contract or change via online portals due to the lack of personal advice. Experts recommend checking car insurance regularly and changing if necessary in order to achieve significant savings. This year, a saving of up to 900 euros is possible when comparing the tariffs. Even long -term contract changes can save so much money over the course of 20 years that it corresponds to the value of a small car.

The importance of adapting the insurance contracts

Another important point that emerged from the study is the need to regularly adapt the insurance to the age and needs of the drivers: to adapt it inside. For example, a change from fully comprehensive insurance is useful after five years. Verivox emphasizes that motor vehicle insurance vary greatly in price and benefits. In the elementary area, motor vehicle liability insurance is legally required, the personal injury covers at least 7.5 million euros and damage to property with 1.12 million euros.

In addition, there is the possibility of partial comprehensive insurance that regulates damage caused by fire, theft or force majeure. The fully comprehensive insurance also covers self -inflicted accidents and vandalism. Experts advise you to switch from a fully comprehensive insurance from a vehicle age of five or six years from a fully comprehensive insurance to optimize the costs.

notice periods and other recommendations

The vehicle liability insurance can be terminated annually with a period of one month at the main due date, whereby the letter of termination must be received by the insurer at the latest one month before the notice period. This was also confirmed by consumer. Another aspect that is often overlooked is the bonus malus system in the vehicle liability, which has existed since the 1970s and has not been prescribed by law.

driver: Inside who drive accident -free, can increase your bonus annually, while drivers: Inside with accidents fall back into a malus. It is important to be aware that the bonus can expire when the car insurance is changed while the additional insurance remain.