A debt crisis meets women: Unequal debt periods remain!

A debt crisis meets women: Unequal debt periods remain!

Laimgrubengasse 10, 1060 Wien, Österreich - The financial emergency in Austria is becoming increasingly pressing. According to a current analysis by ASB debt consultations, the proportion of people who only have the subsistence level has increased by an alarming 10 % in the past two years. In 2024, 36.2 % of the clients who claimed initial consultation had to live with an income that was at the most at the subsistence level. Estimated 16,621 people were looking for support for the first time last year, which illustrates the high debt crisis. The managing director Clemens Mitterlehner explains that the inflations further exacerbate the situation: "A sum with which there is hard to get by in view of the inflations." The most common reasons for over -indebtedness are unemployment and deterioration in income that specified 36.9 % of the respondents.

gender differences and inequalities

The differences in the reasons for over -indebtedness between men and women are particularly striking. While men often get into financial difficulties due to failed independence, women are particularly often affected by divorces and personal hardship cases. 21.8 % of men mentioned earlier independence as a reason compared to only 13.4 % of women. Women also often get into debt traps through guarantees for their partners. Mitterlehner points out that the existing submissions for private individuals who are limited to three years by July 2026 are in a way discriminatory. Women often need five years to ingest themselves, while men who guarantee corporate debts are legally significantly favored.

In addition, research deals with the measurement of data into prospective studies that can provide important knowledge of health and social factors. Among other things, the importance of time in the analysis of long -term effects is examined. Studies show that the careful observation of participants has been decisive for the understanding of complex relationships for years. This methodology is of great value in various areas, including debt counseling, but does not negate the acute social challenges with which more and more people are confronted, such as Besseroma