Do you need legal protection? Experts advise individual protection!

Do you need legal protection? Experts advise individual protection!

The question of whether legal protection insurance is necessary concerns many consumers. According to the Rhineland-Palatinate consumer center, all-round protection is often not useful. Instead, insured persons should ask where their actual needs are. By concluding targeted legal protection packages such as "private", "profession", "traffic" or "property and rent", you can make your insurance protection tailor -made and cost -effective.

Philipp Wolf, insurance expert of the consumer advice center, explains what the different types of legal protection offer: "Private private and contract legal protection covers disputes over craftsman contracts or insurance contracts, while occupational legal protection helps with labor law conflicts." For those who are traveling a lot and are dependent on their driver's license, traffic law can be of great importance.

Important tips in the end of

A comparison of the provider is essential before completing a legal protection package. This means that prices and services can be better assessed. The consumer advice center advises that the sum insured should be at least 300,000 euros for court and attorney fees. A deductible can reduce the premium, but caution is advised here: Many providers set a three -month waiting period. This means that the insurance may not apply if the legal disputes already or foreseeable litigation. Even the cause of a legal dispute only has to occur after this period to ensure a cover.