Over -indebtedness in Saxony sinks: Hope for consumers despite crises!
Over -indebtedness in Saxony sinks: Hope for consumers despite crises!
Erzgebirgskreis, Deutschland - The debt trap grabs less! In Saxony, the number of over -indebted consumers has decreased slightly last year. According to the current “Deutschland Deutschland 2024” of the Creditreform, 270,000 people are now affected - that is 7,000 less than in the previous year. Over -indebtedness means that consumers can no longer repay their debts for a long time, and this affects many in the region.
regional differences in Saxony
The regional differences are particularly striking: in the Erzgebirge group, the over -indebtedness rate is only 6.31 percent, followed by Bautzen with 6.44 and Saxon Switzerland Easter Mountains with 6.78. It is 7.51 percent in the state capital of Dresden, while Leipzig with 9.86 and Chemnitz with alarming 10.68 percent have the highest odds. For comparison: Bremerhaven has the worst value in Germany with 18.12 percent, while the Bavarian district of Eichstätt shines with only 3.5 percent.Despite the decline, the situation remains tense for certain groups. Low earners fight with the high prices for energy and food, while younger people and single women are affected above average. Overall, however, men are more often over -indebted. Creditreform evaluates anonymized data from various sources for his “debtor atlas” and has found that the feared increase in over -indebtedness in Germany failed to
Patrik-Ludwig Hantzsch, head of creditreform economic research, explains the situation: «The German consumers are unsettled and are afraid of the future. That's why they keep their money together. " Many postpone their purchases, which is due to the continuing difficult economic situation, the politics of the federal government, the Ukraine war and the elections in the USA. So the uncertainty remains a constant companion in the households.
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| Ort | Erzgebirgskreis, Deutschland |
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