Nursing insurance in the crisis: increase in premiums and growing worries!

Nursing insurance in the crisis: increase in premiums and growing worries!

Nursing insurance in Germany is facing a dramatic turn! From January 2025, the contribution rate will increase by 0.2 percentage points to 3.6 % in order to counter the increasing costs and the growing number of those in need of care, such as Exxpress.at . Health Minister Karl Lauterbach (SPD) expressed that the bankruptcy of long -term care insurance does not do directly, but the situation urgently requires measures. In 2024, a deficit of approximately 1.8 billion euros is expected, which could increase to up to 3.5 billion euros in the following year. The premium increase is to be provided around 3.7 billion euros annually. Unlike the other insured persons, pensioners are initially spared the adjustment so as not to increase their financial burden.

financial improvements and performance adjustments

The Federal Government also plans to increase the maintenance services by 4.5 % - both for care allowance and for benefits in kind. This is a step to adapt support for those in need of care to the increasing living costs. The critics of these measures include experts and members of the opposition that note that the increase in premium is only a short -term solution to the structural problems of long -term care insurance. They demand more profound reforms to make the system future -proof.

The challenge does not only exist in Germany. An increase in people in need of care can also be observed in Austria. Currently, 약 460,000 people receive care allowance, and forecasts indicate that this number could increase to around 800,000 by 2030. According to the Austrian Institute for Economic Research (WIFO), public expenditure for nursing services could increase by more than 300 % by 2050. Austria could also face a necessary increase in premiums to meet future requirements, as the Federal Ministry of Health reports.