Interest races: These banks offer the best overnight money offers!

On January 5, 2025, the interest rate for call money accounts remains stable. Savers should compare current offers to achieve the best returns. The interest rates for overnight accounts are influenced by several factors, including the monetary policy orientation of the European Central Bank (ECB), market demand and the individual business strategies of banks.

direct banks often offer higher interest rates because they have lower operating costs. In addition to the stable interest rates, special campaigns and time -limited offers can also offer more attractive conditions. To make the right choice, it is advisable to orientate yourself to practical tips.

practical tips for choosing a call money account

• compare interest rates about comparison portals.
• Note new customers that are often limited in time.
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• flexibility of the account so that you can access money at any time.
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• fees for hidden costs.
Observe the security aspects, especially with regard to EU deposit protection regulations.

A regular comparison of the offers is crucial to achieve the highest return, such as . Further information on overnight money offers can also be found on Check24