Witwer fights for CHF 750,000: Tragedy around pension fund in Schaffhausen!

Witwer fights for CHF 750,000: Tragedy around pension fund in Schaffhausen!

Schaffhausen, Schweiz - A tragic fate suffered a widower in Switzerland who, after the loss of his wife, struggles by CHF 750,000, which she had paid into her pension fund. Born in Canadians, the Canadian died of cancer at the age of only 43, while her husband Thomas Gisler now has to find that his wife's generous deposits may have been free. A hidden detail in the pension fund of the Johnson & Johnson pension fund says that in the death of IV pensioners, no payments for voluntary purchases are guaranteed, which brings Gisler to the bitter conclusion that he and her child together only enjoy minimal protection. When he received the news about rejection of the reimbursement, the shock was great. Ludwig's statements that the deposits were "lost" underline the urgency to better understand the provisions of such policies before investing a lot of money.

woman remains despite deposits without financial reserves

Research on retirement provision shows that women in Switzerland often receive below -average pensions. A study showed that the pensions of women are 37 % lower on average than that of men, which is also due to the fact that many women work part -time or are not at all employed. Similar to the case of Gisler, many women face the problem that their financial reserves are inadequate to secure their standard of living in old age. According to the soon -to -be reform of the pension system, the Swiss government wants to reduce this gender -specific pension gap, but many women are not sufficiently aware of their pension and the associated financial risks. Often the topic only becomes relevant when it is too late, as is the case with divorces in which the pension claims can decrease significantly.

Awareness of the financing of old -age provision must therefore be increased in order to draw attention to women to the possible poverty traps. There is a lack of financial education, but also for suitable measures to promote equality in the employment population. The problem lies in the system itself: a large segment of women is disadvantaged in professional pension schemes, which leads to financial difficulties in old age. This is regarded as an urgent problem that must be addressed in concrete terms so that future generations do not rely on social benefits in old age in order to be able to keep their standard of living.

Further details about the challenging situation of retirement provision and gender -related differences in pensions are in the articles of Swissinfo.ch .