Insurance in the test: This is how you save thousands of euros in the event of death insurance!
Insurance in the test: This is how you save thousands of euros in the event of death insurance!
A current survey by the Association for Consumer Information (VKI) shows that consumers can achieve considerable savings when choosing their death insurance. The differences between the premiums of the 17 investigated insurers are sometimes dramatic, as an analysis showed. For example, people aged 50 and over can save over 8,000 euros in choosing the right policy over the contract term of 20 years! The VKI recommends comparing the offers carefully, especially since the annual premiums fluctuate between EUR 235.99 and 641.97 euros for a 50-year-old person. A comparable picture can also be seen for 30-year-olds, where the premiums range from 38.72 euros to 98.58 euros. These savings illustrate the need for a well -founded comparison before the conclusion of a policy, since financial burdens for the bereaved can be avoided even in the event of death. Gabi Kreindl, insurance expert of the VKI, emphasizes that an adjustment of the sum insured in life changes such as marriage or buying a house can be decisive. The complete test results are accessible online at www.vki.at/ Abbreisversicherung-2025, such as vki.at.
value 1914 and construction price index 2025
The area of building insurance is also important in parallel to the debate about the life insurance. When calculating the contemporary residential building value, the so -called construction price index is often used, based on the historical value of which can be converted into the current restoration value in 1914. This annual adaptation is essential because the value of a house has changed significantly since 1990. In order to receive the necessary amount for repairs or new construction in the event of damage, it is important to know the current value in 2025. A formula is used here that combines the historical value in 1914 with the current construction price index. The construction price index 2025 is 2,192.4, which significantly influences the value calculation. These findings are crucial for homeowners who want to adapt their sum insured accordingly. The focus is on the possibilities for correct insurance to ensure financial security, such as Helberg.info illustrated.| Details | |
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