Pension reform: Do we really only get in retirement at 67?

Pension reform: Do we really only get in retirement at 67?

Österreich - In Austria, the discussion about pension age is becoming increasingly intensive. In particular, the impending changes from June 2025, such as the increase in health insurance contributions from 5.1% to 6%, have increased the concerns about net pension cuts. Experts propose to raise the age of pension to 67 years, but a differentiated view according to professional fields is necessary. Gerhard Klicka, a renowned occupational psychologist, indicates that the possibility of working longer depends heavily on the industry, the location and the type of activity.

physically stressful professions could require a shorter working life, while professions with less physical stress enable long -term work. The federal government has already planned measures to make working in old age more attractive. These include a new additional earnings model, the design of partial retirement and incentives to employ people aged 60 and over.

retirement age and social framework conditions

The ideas aim to meet the requirements of an aging society. The need for long -term concepts to promote the health of employees up to the pension is becoming increasingly clear. Klicka warns of an acute lack of personnel in companies that do not take care of their older workforce. A central point of his demands is that the discussion about the age of retirement and the framework conditions for the health insurance of employees must be brought together.

The legally defined retirement age in Germany is 67 years for birth classes from 1964. This regulation applies regardless of work or gender. In Germany, however, there are special regulations that enable people to retire earlier, mostly with the use of discounts. Compared to Austria, where men can currently retire at the age of 65 and women until 2033 at the age of 65, there is a significant difference. By 2031, the age limit of the regular age pension in Germany is gradually increased.

pension models in international comparison

An important difference between the pension systems of the two countries is the so -called heavy work pension. In Austria, workers can retire with physically or mentally stressful activities aged 60 and over if they meet certain requirements. In Germany, on the other hand, there is no comparable regulation, which illustrates the different approaches to retirement provision.

The discounts in early pension entries are regulated differently in both countries. Austria has about 4.2% per year of early retirement, while in Germany the discount is 3.6% per year. These differences show how important it is to critically examine the framework of the old -age pension. In particular, the challenges regarding the state of health of the employees and the economic situation of the companies must flow into the political discussions.

For more information on this topic, the articles on 5min , German pension insurance and Rentechekt24 Read.