Generali starts innovative life insurance for interest and gold!

Generali starts innovative life insurance for interest and gold!

Laimgrubengasse 10, 1060 Wien, Österreich - The Generali has launched an innovative product for asset structure and capital assessment: the Generali Zins & Gold Strategy . This index -bound life insurance enables investors to benefit from the attractive developments in the interest market and the fluctuations in the gold course. Martin Sturzlbaum, Chief Insurance Officer Leben/sick, explains that the rising interest and the positive gold market development currently offer opportunities for investments. With the interest & gold strategy, careful investors also get a way to participate in the markets, even if they have to do without guaranteed income.

From December 2, 2024, the new life insurance is available, which begins with a single bonus of 5,000 euros and has a term of 15 years, starting on February 1, 2025. If the structured bond is successful at the end of the term, the customers receive 100 percent of the premium paid and either 100 percent of the annual average of the 3-month neuribor or the change in the gold price index, one The upper limit of 30 percent applies. This minimizes the risk because the system takes place in government bonds from Austria, Italy and Spain.

increased interest rate for existing tariffs

In addition, the generals of the Generali have benefited from increased total interest in classic life insurance, which is now 2.55 percent. According to the Sturzlbaum, the offer also includes the Generali LifePlan maximize. These adjustments are part of the Generali reaction to the changed needs of its customers, whereby the company with the Generali inflation strategy also wants to minimize the loss of inflation. Falling tree emphasizes that life insurance is of central importance for young people, especially for young people.